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Zilch ads

22 live nowUpdated Nov 2, 2026

Zilch has run 278 Facebook and Instagram ads since Jul 2025, and 22 are live right now. Its active ads are 68% image, 19% video, 13% carousel. They reach mostly men aged 25-34 in the United Kingdom. Most of them send traffic to customers.payzilch.com. Across all ads, Meta reports about 59.5M reach.

Total ads
278
Live now
22
Video share
19%
Top market
UK
Advertising since
Jul 2025
  1. Zilch ad: Spread the cost with Zilch217d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Learn More · customers.payzilch.com

  2. Zilch ad: Spread the cost with Zilch360d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Learn More · customers.payzilch.com

  3. Zilch ad: Spread the cost with Zilch395d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Learn More · customers.payzilch.com

  4. Zilch ad: Spread the cost with Zilch67d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Learn More · customers.payzilch.com

  5. Zilch ad: Spread the cost with Zilch217d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Learn More · customers.payzilch.com

  6. Zilch ad: Spread the cost with Zilch33d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  7. Zilch ad: Spread the cost with Zilch110d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply now · customers.payzilch.com

  8. Zilch ad: Spread the cost with Zilch54d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Learn More · customers.payzilch.com

  9. Zilch ad: Spread the cost with Zilch119d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  10. Zilch ad: Spread the cost with Zilch119d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  11. Zilch ad: Spread the cost with Zilch112d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  12. Zilch ad: Spread the cost with Zilch112d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  13. 54d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply now · customers.payzilch.com

  14. Zilch ad: Spread the cost with Zilch110d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply now · customers.payzilch.com

  15. Zilch ad: Spread the cost with Zilch158d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Sign Up · customers.payzilch.com

  16. Zilch ad: Spread the cost with Zilch36d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  17. 152d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply now · customers.payzilch.com

  18. Zilch ad: Spread the cost with Zilch181d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Learn More · customers.payzilch.com

  19. Zilch ad: Spread the cost with Zilch112d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  20. Zilch ad: Spread the cost with Zilch36d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  21. Zilch ad: Spread the cost with Zilch119d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  22. Zilch ad: Spread the cost with Zilch119d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  23. Zilch ad: Spread the cost with Zilch33d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply Now · customers.payzilch.com

  24. 54d

    Spread the cost with Zilch

    Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply

    Apply now · customers.payzilch.com

Zilch ad hooks

The opening line of each of Zilch's most-seen video and image ads.

  1. 01Pay your way with limits up to £4500, no interest* and flexible payment options.

Zilch ad headlines

HeadlineAdsLongest run
Spread the cost with Zilch444180d
Join over 5m customers9613d
Refer. Earn. Win.6914d
Zilch (@zilch) • Instagram photos and videos102d
Limits up to £45009195d
No interest. No late fees.7148d
Apply in minutes. Spend today4195d
instagram.com32d
Grab your free scarf21d
Apply and get a decision in two minutes267d

Longest-running Zilch ad copy

Ad copyAdsLongest run
Earn up to 5% back on every Pay now purchase or spread the cost with limits up to £4500.4195d
No interest*. No late fees. No stress. Just flexible ways to pay + up to 5% back every time you Pay now. This could be the start of something rewarding. (*Fees may apply) From 14.99% APR Rep. Credit subject to status. T&Cs apply. UK only.5195d
Pay your way with limits up to £4500, no interest* and flexible payment options. Simple. *Fees may apply444180d
Join over 5m customers and get a credit limit up to £4500. Response within one minute.3148d
Pay your way with a credit limit up to £4500. Apply for a virtual Zilch card now and get a response within one minute.4148d
Apply today and use Zilch to Pay over 6 weeks or 3 months online and in-store.470d
Spread the cost of the big shop with credit limits up to £4500.167d
Want to WIN one of 20 iPhone 17s? Refer a friend to Zilch and you’ll both be entered into the prize draw. The more you share, the better your chances. Plus, you’ll both get £5 in Rewards when their card’s issued. Ends 31st October 2025…4614d
Spend with benefits. Apply now for up to £2250.9613d
That’s five years of making your wishes come true. Will 2025 be your year? To enter: Follow us Like this post Tell us what you’re wishing for in the comments and tag as many friends as you like Merry Christmas, everyone. May the New Year…16d

Zilch landing pages

  1. https://customers.payzilch.com/apply/?utm_source=facebook&utm_medium=generic&utm_product_line_request=zilch-classic&utm_campaign={{campaign.name}}&utm_content={{adset.name}}_{{ad.name}}&utm_campaign_id={{campaign.id}}&utm_adgroupname={{adset.name}}&utm_landingpage={{site_source_name}}175 ads · 63%
  2. http://play.google.com/store/apps/details?id=com.payzilch.app42 ads · 15%
  3. https://customers.payzilch.com/apply/?utm_source=facebook&utm_medium=generic&utm_product_line_request=zilch-x&utm_campaign={{campaign.name}}&utm_content={{adset.name}}_{{ad.name}}&utm_campaign_id={{campaign.id}}&utm_adgroupname={{adset.name}}&utm_landingpage={{site_source_name}}34 ads · 12%
  4. https://www.instagram.com/_u/zilch9 ads · 3%
  5. http://instagram.com/zilch8 ads · 3%
  6. https://instagram.com/zilch5 ads · 2%
  7. http://itunes.apple.com/app/id15453612383 ads · 1%
  8. https://customers.payzilch.com/apply/?source=arsenal_men1 ads · 0%
  9. https://www.zilch.com/uk/cleansheets/1 ads · 0%

Zilch new ads per month

  • Oct 20266
  • Sep 202629
  • Aug 20265
  • Jul 202618
  • Jun 20263
  • May 202611
  • Apr 202622
  • Mar 20269
  • Feb 202612
  • Jan 202614
  • Dec 202526
  • Nov 202535

Zilch ads FAQ

How many ads is Zilch running on Facebook and Instagram?
As of Nov 2026, Zilch has 22 active ads and 278 ads in total in the Meta Ad Library.
What kind of ads does Zilch run?
Zilch's active ads are 68% image (217), 19% video (61), 13% carousel (41).
Who does Zilch target with its ads?
Based on the reach Meta reports for its ads, Zilch reaches mostly men aged 25-34 in the United Kingdom.
How often does Zilch launch new ads?
Zilch has been advertising on Meta since Jul 2025. It launched 6 new ads in Oct 2026.
What is Zilch's most used ad headline?
"Spread the cost with Zilch" — used on 444 ads.
Where do Zilch's ads send people?
Most Zilch ads send traffic to customers.payzilch.com. The landing pages section above lists every destination by how many ads use it.
Which brands advertise like Zilch?
Brands with similar ads include Zable, Klarna, Monzo, ClearScore, Zopa.
What hooks does Zilch use in its ads?
Zilch's most-seen ads open with lines like "Pay your way with limits up to £4500, no interest* and flexible payment options.".
Where can I watch Zilch's video ads and commercials?
This page lists Zilch's most-seen Facebook and Instagram video ads; open any of them to watch the full video, read its copy and see how long it has run.
Where does this Zilch ad data come from?
From the public Meta Ad Library, collected by AdManage and refreshed daily. Reach is what Meta reports; spend is an AdManage estimate.

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